Real estate appraisal services for homeowners in the city of Andover and Anoka CountyCheck out the top seven reasons why Minnesota homeowners order from North Metro Appraisal Service, Inc.:
At North Metro Appraisal Service, Inc., we understand the individual needs of a consumer in need of appraisal services. Our customary business clients are used to the appraisal process and the standard reporting formats. As our non-traditional client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis. Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other houses nearby. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from North Metro Appraisal Service, Inc. is your best weapon when challenging your property tax assessment.Appraisals to remove PMIA fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.Recently got a freeze to your HELOC?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. North Metro Appraisal Service, Inc. can help you reinstate your HELOC.We Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for verity? An appraiser from North Metro Appraisal Service, Inc. can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have in your possession. Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion. |
|||||||||
